Kelly Panaro

Kelly Panaro is a Licensed Mortgage Loan Officer with 28 years of experience, beginning her career in the insurance industry. She built her own agency in the Greater Charlotte area, working closely with mortgage lenders, realtors, and auto dealerships.

Kelly is committed to exceptional customer service and client retention — values she shares with The Equity Exchange. She works directly with borrowers, realtors, and builders, ensuring clear communication and exceeding expectations.

A key part of her role is shopping rates to ensure clients get the best deal possible.